Yes, many provisions of the Affordable Care Act (ACA), commonly known as ObamaCare, are still in effect. While some aspects have been modified or repealed through legislative actions, the core components such as protections for pre-existing conditions, essential health benefits, and Health Insurance Marketplaces remain in place.

Under ObamaCare, insurance companies are prohibited from denying coverage or charging higher premiums based on pre-existing conditions. This ensures that individuals with prior health issues can obtain comprehensive coverage without facing discrimination.

Yes, the ACA provides subsidies to help lower-income individuals and families afford health insurance. These subsidies are based on your income and family size. You can apply for these subsidies when purchasing insurance through the Health Insurance Marketplace.

Yes, one of the provisions of the ACA allows young adults to stay on their parents' health insurance plan until they turn 26, even if they are no longer living at home or financially dependent on their parents. This provides extended coverage during transitional phases of life.